Product

EURS — a Euro that moves like software.

One token, one Euro, one promise: every EURS in circulation is matched by a Euro held in segregated accounts at European credit institutions, redeemable at par, attested monthly.

1:1

Fully reserved

Reserves are client money under EMD2 safeguarding rules — segregated, never lent, never staked, never rehypothecated. Backing ratio is published live: .

Mint & redeem at par

Verified institutions mint via SEPA wire and redeem to IBAN at exactly 1:1 — no spread, no redemption fee for standard processing.

ERC-20 native

EURS works with every EVM wallet, custodian and smart contract. Contract: 0x…

Lifecycle

From bank wire to on-chain Euro — and back.

Minting EURS

  1. Institution completes KYB (once) and requests a mint via portal or API
  2. EuroTrust issues unique SEPA reference + segregated collection IBAN
  3. Euros arrive → automated screening → compliance approval (4-eyes)
  4. EURS minted on-chain to the institution's address; webhook fired

Redeeming EURS

  1. Institution requests redemption to a verified IBAN
  2. EURS burned on-chain (supply contracts immediately)
  3. SEPA / SEPA Instant payout from reserve accounts
  4. Settlement confirmation + webhook with payment reference

Smart contract architecture

Audited, pausable, compliance-aware.

EURS Token Contracts (Ethereum)
├── EURSToken.sol     ERC-20 + MiCA compliance hooks
│     mint() · burn() · pause() · blacklist()
│     transparent proxy + 48h governance timelock
├── Minter.sol        KYB-gated mint/burn control
│     multi-sig (3-of-5) + HSM-held keys
├── Reserve.sol       on-chain reserve transparency
└── Compliance.sol    sanctions oracle integration
  • Tier-1 audits. Independent security audits before mainnet, plus an open bug bounty (Immunefi) thereafter.
  • Circuit breakers. Emergency pause isolates minting, transfers or redemptions independently within seconds.
  • Sanctions enforcement. Screening on every mint and redemption; blacklisting blocks sanctioned addresses at token level.
  • Key custody. Signing keys live in HSMs; treasury operations require 3-of-5 hardware multi-sig with role separation.

Pricing

Simple, institutional pricing.

Standard

Pilot institutions

0 bps

Mint & redeem at par. Standard SEPA processing (T+0/T+1). API access included.

Priority

High-volume desks

Custom

SEPA Instant lanes, priority minting windows, dedicated limits and support SLAs.

Enterprise

Banks & platforms

Custom

Bespoke integration, co-branded flows, white-label issuance infrastructure (roadmap).

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