Product
One token, one Euro, one promise: every EURS in circulation is matched by a Euro held in segregated accounts at European credit institutions, redeemable at par, attested monthly.
Reserves are client money under EMD2 safeguarding rules — segregated, never lent, never staked, never rehypothecated. Backing ratio is published live: —.
Verified institutions mint via SEPA wire and redeem to IBAN at exactly 1:1 — no spread, no redemption fee for standard processing.
EURS works with every EVM wallet, custodian and smart contract. Contract: 0x…
Lifecycle
Smart contract architecture
EURS Token Contracts (Ethereum) ├── EURSToken.sol ERC-20 + MiCA compliance hooks │ mint() · burn() · pause() · blacklist() │ transparent proxy + 48h governance timelock ├── Minter.sol KYB-gated mint/burn control │ multi-sig (3-of-5) + HSM-held keys ├── Reserve.sol on-chain reserve transparency └── Compliance.sol sanctions oracle integration
Pricing
Pilot institutions
Mint & redeem at par. Standard SEPA processing (T+0/T+1). API access included.
High-volume desks
SEPA Instant lanes, priority minting windows, dedicated limits and support SLAs.
Banks & platforms
Bespoke integration, co-branded flows, white-label issuance infrastructure (roadmap).