MiCA-Compliant Electronic Money Token

The Euro, ready for the internet economy.

EURS is a fully reserved digital Euro issued by EuroTrust — built in the EU, regulated under MiCA, backed 1:1 by Euros at European credit institutions, and redeemable at par. Always.

For institutions and businesses · KYB onboarding · SEPA Instant mint & redeem

Reserves in custody
€—
Segregated EU accounts
Backing ratio
Attested monthly
Institutions
Across EU countries
Minted (30d)
€—
Via SEPA & API

Trusted by Europe's builders

NORDBANK BALTICSPayFluxHELIOS EXCHANGE aurumtreasuryLumen PayBRABANT PAYMENTS CassiopeiaIberia Digital Assets

Regulation is our moat

Built inside the European regulatory perimeter — not around it.

EuroTrust is an EU-native issuer. EURS is an Electronic Money Token under MiCA Title III: full reserving, redemption at par, segregated client funds, and independent monthly attestations are not features — they are obligations we are licensed against.

1:1
Every EURS backed by one Euro held at EU credit institutions
Current backing ratio, updated from the reserve ledger
MiCA
Title III EMT · EMI application filed with Finantsinspektsioon (EE)
DORA
Operational resilience, HSM key custody, 24h incident reporting

Use cases

One digital Euro. Every financial workflow.

Settle in seconds, not days.

Move Euros between counterparties 24/7/365 with on-chain finality. EURS settles in seconds for fractions of a cent — cross-border, programmable, and reconciled automatically via API.

  • 24/7 settlement — no cut-off times, no T+2
  • SEPA Instant on/off ramps in your name
  • Webhooks for every mint, transfer and redemption
# Pay a supplier in EURS — settles on-chain in seconds
POST /v1/transfers
{
  "to_address": "0x7f3a…c41b",
  "amount_eur": 250000.00
}
→ 201 { "tx_hash": "0xca66…c454", "type": "transfer" }

Corporate treasury at internet speed.

Hold working capital as EURS: instantly mobile across entities and borders, fully reserved, and convertible to bank money at par on demand. No FX leg for Euro-zone operations.

  • Mint and redeem at 1:1 with zero spread
  • Monthly third-party attestations for your auditors
  • Exportable transaction history (CSV / API)
Treasury balance
€4,820,000.00
Nordbank Baltics AS · redeemable T+0 via SEPA Inst

MINT €1,000,000 · 9 days ago
TRANSFER €212,000 · 6 days ago
REDEEM €150,000 · 2 days ago

Stablecoin rails for regulated institutions.

Banks and PSPs integrate EURS through a KYB-gated API designed for core-banking environments: idempotent requests, signed webhooks, full audit trails, and a compliance model that maps to your own.

  • B2B mint/redeem API with idempotency keys
  • Sanctions screening on every flow
  • White-label issuance infrastructure (roadmap)
# Bank core → EURS in 3 calls
1 POST /v1/mint-requests        # reserve EURS
2 SEPA wire with reference      # EURSMINT84913
3 webhook: mint.completed       # tokens delivered

The Euro leg for on-chain markets.

EURS gives protocols and market-makers a regulated, fully reserved Euro instrument: deep SEPA liquidity behind it, ERC-20 compatibility in front of it.

  • Standard ERC-20 — works with every EVM wallet and contract
  • On-chain transparency: supply mirrors audited reserves
  • Multi-chain expansion: Polygon next, then L2s
// Solidity — EURS is a standard IERC20
IERC20 eurs = IERC20(0x5eD8…B7c2);
eurs.transfer(counterparty, 1_000_000e2);

How EURS works

Mint. Use. Redeem. Always at par.

1

Mint

Complete KYB once. Wire Euros via SEPA with your unique reference — EURS is minted to your address after funds clear and compliance approves.

2

Use

Pay, settle, and program EURS like any ERC-20 — across borders, around the clock, with API webhooks reconciling every movement back to your ledger.

3

Redeem

Burn EURS and receive Euros to your IBAN at 1:1, with no redemption fee. Reserves never leave segregated accounts at EU credit institutions.

The platform

Everything you need to put the Euro on-chain.

EURS Token

Fully reserved Euro EMT on Ethereum. Audited contracts, pausable, sanctions-aware, upgrade-governed.

Explore →

Mint & Redeem API

KYB-gated REST API for banks and fintechs: idempotent minting, redemption to IBAN, signed webhooks.

API docs →

Reserve Transparency

Live supply vs. custody dashboard, custodian breakdown, and monthly attestations — public, always.

See reserves →

Developer Platform

OpenAPI spec, sandbox, webhooks and contract ABIs. Integrate the digital Euro in an afternoon.

Start building →

Newsroom

Latest from EuroTrust

All updates

Put the digital Euro on your balance sheet.

Join the pilot programme — institutional onboarding takes days, not months.